Chime is a mobile banking app and debit card made awesome.

Using my referral you will get 50 free dollars when you deposit at least 200.

Fee-free overdraft up to $100 for eligible members

Get paid up to 2 days early with direct deposit

No hidden bank fees

Grow your savings automatically

Signing up takes 2 minutes

Fee-free Overdraft

Traditional banks took $11 Billion in overdraft fees in 2019.⁴ At Chime, we do things differently. We will allow you to overdraw up to $100¹ on debit card purchases without charging a fee.

Get Paid Early with Early Direct Deposit

Get your paycheck early

Set up Direct Deposit and receive your paycheck up to 2 days earlier than your co-workers!

No Fee Banking

Say goodbye to unnecessary bank fees.

No overdraft fees. No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees. Over 38,000 fee-free MoneyPass® and Visa® Plus Alliance ATMs.

Automatically save money

Grow your savings, automatically.

Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid.

Chime’s mobile app makes branchless banking a breeze. Manage your money and account on the go, wherever you go.

Your deposits are insured up to $250,000 through The Bancorp Bank or Stride Bank; Member FDIC.

Visa’s Zero-Liability Policy protects all unauthorized purchases.

Over 38,000 fee-free ATMs and 30,000 cash-back locations.

eal-time alerts for every banking transaction.

Automatic Savings takes the effort out of saving.

No minimum, monthly, or overdraft fees.

Make your money grow fast

1.00% Annual Percentage Yield (APY)⁴. Set money aside with Automatic Savings features. And never pay a fee on your Savings Account.